Term life insurance...a must for most Christians.

Term life insurance is a must for anyone who relies on a steady income to make ends meet. If your family is counting on your income to pay the bills, you need it. If your family can’t do without your spouse’s income, you need term life insurance. If you have young children, you need it. If you are a one-income household, you also need to be insured.

In the Old Testament book of Ruth, Naomi and her daughter-in-laws all become widows unexpectedly. Fortunately, Boaz comes to their rescue as a kinsman-redeemer. Who will be your kinsman-redeemer? Who will provide for your loved ones if you are unexpectedly taken home?

The idea of a kinsman-redeemer is not prevalent in our culture today. Though friends and family would most certainly offer some assistance if the unthinkable were to happen, it's highly unlikely that their financial assistance could be sustained for many years. Therefore, having your family's financial worries alleviated is a very wise plan.

Most experts recommend 15 or 20-year-level term insurance that is ten times your annual income. Right now, the rates are very low. You'll be surprised at how little you will pay for so much in return. Take a couple of minutes to get your free, personalized quote. Click here to get a free life insurance quote. Several years ago my wife and I did and we have no regrets.

One final note: Do not use life insurance as an investment tool. Most Christian financial experts call whole-life insurance a poor investment. You are much better off buying term life insurance and investing the money saved in a mutual fund.

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